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Yes — 100% free for you. We're paid a commission by the lender when your loan settles, so there's no charge to you at any point. No hidden costs are proceeded with unless they are disclosed to you first. You walk away with a better rate and pay nothing extra for the comparison.

No. Submitting this form does not trigger a credit check. Dean will have an initial conversation with you to understand your situation before any formal enquiry is made. We only run a credit file check when you've chosen to proceed with a specific lender — and we tell you before we do.

Yes — this is one of our specialities. Dean has worked with sole traders, ABN holders, business owners, contractors, and people with non-standard income for over 15 years. Many lenders on our panel have low-doc and specialist products designed specifically for self-employed borrowers. Don't assume you won't qualify — let us check first.

Dean will typically call you within 1 business hour. Once you have chosen a lender, approvals on asset finance such as cars, trucks and equipment can often be same-day or next business day. Complex deals take a little longer — but Dean will keep you informed throughout.

Yes — submit your details and let Dean assess your situation before assuming the answer is no. He works with lenders who specialise in credit-impaired borrowers. Defaults, part IX, or past issues don't automatically disqualify you. The worst outcome is Dean tells you what needs to improve first — which is still valuable, free advice.