Figure Out Finance — Smart Lending. Clear Solutions.
0468 088 873 Check My Finance Options
Figure Out Finance — Smart Lending. Clear Solutions.

Smart Lending. Clear Solutions.

Compare 50+ Lenders for Truck, Trailer & Equipment Finance

Fast, structured finance options for business-use trucks, trailers, machinery, yellow goods, commercial vehicles and equipment — with guidance from an experienced commercial asset finance specialist.

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Trucks, tippers and prime movers
Trailers, vans and utes
Earthmoving and yellow goods
Machinery, plant and equipment
Built for serious business-use asset finance enquiries.
  • Prime movers, rigid trucks and tippers
  • Trailers, excavators and yellow goods
  • Utes, vans and commercial vehicles
  • New, used, dealer, auction or private-sale assets
✓ 50+ lender panel ✓ 15+ years finance experience ✓ Fast commercial asset finance options ✓ Perth-based broker helping businesses Australia-wide

Transport equipment finance, truck finance Australia, trailer finance, business vehicle finance and machinery finance support from a Perth asset finance broker.

Equipment Finance Built Around Real Commercial Assets

We specialise in finance for business-use vehicles, trucks, trailers, yellow goods, machinery and equipment — including new, used, dealer, auction and private-sale assets subject to lender criteria.

Prime Movers & TransportPrime Movers & TransportFor operators moving freight, equipment and commercial loads.
Tippers & Rigid TrucksTippers & Rigid TrucksFor civil, construction, quarry, landscaping and haulage work.
Trailers & AttachmentsTrailers & AttachmentsFlatbed, curtainsider, refrigerated and specialist trailer finance scenarios.
Earthmoving & Yellow GoodsEarthmoving & Yellow GoodsExcavators, loaders, dozers and machinery used on site.
Prime Movers & TransportPrime Movers & TransportFor operators moving freight, equipment and commercial loads.
Tippers & Rigid TrucksTippers & Rigid TrucksFor civil, construction, quarry, landscaping and haulage work.
Trailers & AttachmentsTrailers & AttachmentsFlatbed, curtainsider, refrigerated and specialist trailer finance scenarios.
Earthmoving & Yellow GoodsEarthmoving & Yellow GoodsExcavators, loaders, dozers and machinery used on site.

Why Businesses Choose Figure Out Finance

15+
Years
Finance experience across WA transport and equipment sectors.
50+
Lender panel
We compare suitable lender options for business-use assets.
21
Years
Automotive industry background — we know equipment values and dealer margins.
Built for commercial asset buyers: transport operators, tradies, construction businesses, logistics teams, contractors and equipment-heavy SMEs that need finance structured around business use, cash flow and settlement timing.

What Can You Finance?

Prime movers, trailers, tippers, excavators, utes, commercial vehicles, machinery and business-use equipment.

TRK
Prime Movers & Semi-Trailers

New or used. Owner operator, contractor, or fleet growth.

RIG
Rigid Trucks & Tippers

Light to heavy commercial.

EXC
Excavators & Earthmoving

Construction, civil, agricultural.

FLT
Forklifts & Warehouse Equipment

Support warehouse, logistics and materials handling work.

VAN
Vans & Light Commercial

Couriers, tradies, delivery.

MAC
Plant & Machinery

Manufacturing, fabrication, mining support.

BUS
Bus & Coach

Charter, tourism, school runs.

TRL
Trailers & Attachments

Refrigerated, flatbed, curtainsider and specialist trailers.

Get My Equipment Finance Options

Avoid the Bank Runaround and Structure Finance Around the Way Your Business Uses the Asset.

When you need equipment quickly, are replacing or upgrading assets, preserving cash flow, or dealing with a slow/restrictive bank, Figure Out Finance helps package the scenario, compare suitable lender pathways, and explain the next steps before you commit.

  • ✓
    Practical turnaroundClear next steps after your asset, timeframe and trading position are reviewed.
  • ✓
    Self-employed and ABN holders welcomeLow-doc options may be available.
  • ✓
    New and used equipmentPrivate sale, dealer, or auction.
  • ✓
    Business-use structuresRepayment and loan structures can be reviewed around asset use, cash flow and lender requirements.
  • ✓
    Bank said no or too slow?We can review whether another suitable lender pathway may be available.
  • ✓
    Clear explanationWe explain lender conditions, fees and repayments before you proceed.

Our Lender Panel

Access to a broad lender panel, subject to lender criteria and individual assessment. No approval, rate or suitability is guaranteed.

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How It Works — 3 Simple Steps

01

Tell Us What You Need to Finance

Send the asset type, amount, business details and purchase timeframe.

02

We Compare Suitable Lender Options

Dean reviews the scenario across the lender panel and explains what may fit.

03

You Choose the Structure That Fits

If a pathway suits your business, we help with documents, lender submission and settlement steps.

Start My Finance Check

Initial discussion only. Finance is subject to lender criteria and individual assessment.

Need the Asset Working Sooner Without Draining Cash Flow?

Tell us what you are buying and we will review suitable commercial asset finance options across the lender panel.

Show Me My Best Options

Frequently Asked Questions

Can I finance used trucks or equipment?
Yes, used assets can often be reviewed, including dealer, auction and private-sale purchases. The final options depend on the asset, age, seller documents and lender criteria.
Can you help if my bank said no?
Possibly. A bank decline does not always mean there are no options. Dean can review the reason, the asset, the business position and whether another suitable lender pathway may be available.
How fast can I get an answer?
Timing depends on the lender, asset, documents and scenario complexity. Once Dean has the key details, he can explain what information is needed and what next steps may be available.
Can you finance assets from dealers and private sellers?
Yes, dealer, auction and private-sale assets can all be reviewed. Private-sale finance may require extra seller, invoice and asset verification depending on the lender.
Do you help startups or newer businesses?
Newer businesses can be reviewed, but lender requirements are usually stricter. Trading time, ABN status, deposit, asset type, industry experience and supporting documents all matter.
What finance structures may be available?
Depending on the asset and lender, options may include chattel mortgage, finance lease or commercial hire purchase. Dean will explain the structure, repayments, conditions and fees before you proceed.

Start Your Transport or Equipment Finance Check

Tell us what you’re looking to finance and we’ll review suitable lender options. No obligation to proceed. Finance is subject to lender criteria, credit assessment, and individual circumstances.

Before you enquire: this page is for business-use vehicles, trucks, trailers, equipment and machinery. Submitting the form does not guarantee approval or a particular rate. Dean will review the scenario and explain what options may be available.

Tell us what you’re looking to finance

Complete the enquiry form and we’ll review suitable finance options for your truck, trailer, vehicle, machinery or business equipment. Your enquiry is handled by an experienced commercial asset finance broker.

The more detail you provide, the easier it is for us to match your business with suitable lender options.

Broad lender panel • 15+ years finance experience • Subject to lender approval

No approval or particular rate is guaranteed. Finance is subject to lender criteria and assessment.

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Dean Ame | Figure Out Finance | FBAA Member #M-357123 | AFCA Member #66404

Dean Ame is a credit representative authorised under Australian Credit Licence. Finance is subject to lender criteria, credit assessment, fees, terms and conditions. This page provides general information only and does not take your objectives, financial situation or needs into account.

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